RateLens · Alberta mortgage rates
Choose how you’d like to start
RateLens is run by Daniel De Sousa, a mortgage associate licensed in Alberta with Indi Mortgage. You fill out one application and he compares 30+ lenders for you. Every rate shows its APR and conditions, and we work out the stress test, default insurance and Alberta’s Land Titles fees up front. None of these options commits you to anything.
About 2 minutes
Show me my rate
Answer 6 questions, mostly sliders and taps, with no credit check. You'll see the rate, its APR, the payment and the stress-test number before we ask for your name.
Get my rate
About 10 minutes
Get me pre-approved
A soft credit check that doesn't affect your score, a rate held for up to 120 days and a pre-approval letter you can hand to your realtor.
Start my pre-approval
15 minutes
Let me talk to someone
Talk to Daniel, a licensed mortgage associate, by phone or video. Same-day slots are usually open, and you don't need to have everything figured out first.
Book a call
No credit check, and no commitment.
Tell us what you’re working on and skip the first question
- I’m buyingLenders qualify you at the stress-test rate, which is higher than the rate in the ad. See what you’d qualify for.
- I’m renewingYour lender’s renewal letter is one offer. See what 30+ other lenders would give you.
- I need equityRefinance or open a HELOC for up to 80% of your home’s value. We’ll show you the math.
- I want a HELOCA standalone HELOC goes up to 65% of your home’s value. You only pay interest on what you use.
Prefer to phone us?
It’s often faster, and you’ll talk to Daniel De Sousa at our Edmonton office. Monday–Friday, 9:00 a.m.–5:00 p.m. Mountain Time. Closed Saturday and Sunday.
You'll talk to Daniel De Sousa, a licensed Mortgage Associate. No obligation.
Moving to Alberta from another province? Start here instead → Daniel arranges mortgages on Alberta properties, and he can get you pre-approved before you have an Alberta address.